Provides adequate, healthy, and affordable housing according to safety living standard and to create a suitable living environment to meet the needs of elderly, families, and individuals of SWO.

Programs include:

• Homebuyers Program - Provides down payment financial assistance to enrolled Sisseton-Wahpeton Tribal members who are seeking to purchase a primary home. Contact office for application and criteria guidelines.
• Housing Authority - Provides decent, safe and sanitary housing for all Tribal members seeking to eradicate substandard housing and eliminate homelessness through provision of supportive services and financial assistance programs.
• T Yamni Program - One-Stop Homeownership Program assists Tribal members with homeownership opportunities. Partners with SWO's Housing Authority and Homebuyer program:
  • Assessment
  • Site Selection
  • Financial Credit Management
  • Homeownership Education
  • Financial Resource Options
  • Default Counseling & Foreclosure Intervention

Home Loans:

• Provide 1st Mortgage loans to help eligible persons purchase a home. Loans are available for primary home purchases to eligible applicants meeting our underwriting criteria. These loans may be done in conjunction with a local lender.
• Provide down payment and closing cost assistance. Funding can assist eligible homeowners with down payment and/or closing costs on the purchase of their primary residence.

Other Housing Activities:

• Governor's House Marketing Representative: The Governors House program provides reasonably sized, affordable homes to income-qualified individuals and families. This home is designed to provide ownership opportunities where income levels may have prevented previous homeownership. The simplified home design, in conjunction with the Governor's Inmate Training Program, keeps the cost of these homes affordable.
• Provide counseling, outreach, budgeting and loan packaging to individuals who wish to purchase a home.
• Provide loans to non-profit or private businesses for the development of housing and infrastructure.

Center for Financial Resources: Provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions: A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars: Provides comprehensive information on the following topics - Money management strategies, including saving for a home, Credit reports, scoring and wise use of credit as a homeowner, Financing options (including FHA, VA, and RD loans) and working with a lender, Predatory lending awareness, Shopping for a home and working with a Realtor, Home maintenance and the home inspection process, and Homeownership resources and applicable referrals

Center for Financial Resources provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions

• A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars provide comprehensive information on the following topics

• Money management strategies, including saving for a home
• Credit reports, scoring and wise use of credit as a homeowner
• Financing options (including FHA, VA, and RD loans) and working with a lender
• Predatory lending awareness
• Shopping for a home and working with a Realtor
• Home maintenance and the home inspection process
• Homeownership resources and applicable referrals

Home Ownership Counseling and Education
Financial Fitness Education

Center for Financial Resources: Provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions: A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars: Provides comprehensive information on the following topics - Money management strategies, including saving for a home, Credit reports, scoring and wise use of credit as a homeowner, Financing options (including FHA, VA, and RD loans) and working with a lender, Predatory lending awareness, Shopping for a home and working with a Realtor, Home maintenance and the home inspection process, and Homeownership resources and applicable referrals

Center for Financial Resources provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions

• A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars provide comprehensive information on the following topics

• Money management strategies, including saving for a home
• Credit reports, scoring and wise use of credit as a homeowner
• Financing options (including FHA, VA, and RD loans) and working with a lender
• Predatory lending awareness
• Shopping for a home and working with a Realtor
• Home maintenance and the home inspection process
• Homeownership resources and applicable referrals

Home Ownership Counseling and Education
Financial Fitness Education