Provides adequate, healthy, and affordable housing according to safety living standard and to create a suitable living environment to meet the needs of elderly, families, and individuals of SWO.

Programs include:

• Homebuyers Program - Provides down payment financial assistance to enrolled Sisseton-Wahpeton Tribal members who are seeking to purchase a primary home. Contact office for application and criteria guidelines.
• Housing Authority - Provides decent, safe and sanitary housing for all Tribal members seeking to eradicate substandard housing and eliminate homelessness through provision of supportive services and financial assistance programs.
• T Yamni Program - One-Stop Homeownership Program assists Tribal members with homeownership opportunities. Partners with SWO's Housing Authority and Homebuyer program:
  • Assessment
  • Site Selection
  • Financial Credit Management
  • Homeownership Education
  • Financial Resource Options
  • Default Counseling & Foreclosure Intervention

GROW South Dakota is a HUD approved Housing Counseling agency and Housing Education Resource Organization (HERO) offering individual and online education for home ownership. Also offers one on one pre-purchase, rental counseling, and financial management for homeowners.

Center for Financial Resources: Provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions: A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars: Provides comprehensive information on the following topics - Money management strategies, including saving for a home, Credit reports, scoring and wise use of credit as a homeowner, Financing options (including FHA, VA, and RD loans) and working with a lender, Predatory lending awareness, Shopping for a home and working with a Realtor, Home maintenance and the home inspection process, and Homeownership resources and applicable referrals

Center for Financial Resources provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions

• A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars provide comprehensive information on the following topics

• Money management strategies, including saving for a home
• Credit reports, scoring and wise use of credit as a homeowner
• Financing options (including FHA, VA, and RD loans) and working with a lender
• Predatory lending awareness
• Shopping for a home and working with a Realtor
• Home maintenance and the home inspection process
• Homeownership resources and applicable referrals

Home Ownership Counseling and Education
Financial Fitness Education

Center for Financial Resources: Provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions: A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars: Provides comprehensive information on the following topics - Money management strategies, including saving for a home, Credit reports, scoring and wise use of credit as a homeowner, Financing options (including FHA, VA, and RD loans) and working with a lender, Predatory lending awareness, Shopping for a home and working with a Realtor, Home maintenance and the home inspection process, and Homeownership resources and applicable referrals

Center for Financial Resources provides financial counseling and education;homeownership counseling and education;debt management plans;bankruptcy counseling;and Sharpen Your Financial Focus.

First Time Home Buyer Sessions

• A certified housing counselor works with clients one on one to complete a pre-purchase counseling reviewing items such as: credit report, current mortgage products, individual budge and affordability considerations and additional financial counseling support as needed.

Homebuyer Education Seminars provide comprehensive information on the following topics

• Money management strategies, including saving for a home
• Credit reports, scoring and wise use of credit as a homeowner
• Financing options (including FHA, VA, and RD loans) and working with a lender
• Predatory lending awareness
• Shopping for a home and working with a Realtor
• Home maintenance and the home inspection process
• Homeownership resources and applicable referrals

Home Ownership Counseling and Education
Financial Fitness Education